Need help. Images attached.
Got this as gift several months back. Suddenly got this black and white mold and leaves started falling off since 3-4 days.

Soil is wet, not extra wet.

This plant looks to be very wet. Are there holes in the container? if not then that is the problem, and it looks terminal. And it is not bonsai, it is just a houseplant.

Thank you, yes has a hold. I repotted it about a month back cause it looked too wet. This discoloration started 4-5 days back and suddenly shed all leaves since y'day.

I don't get it. You say the pot has drainage holes. The soil is very wet and there are no tray under the pot.

I would be more worried about that organic rug under the pot and that nice furniture the plant is placed on. They both will be distroyed if the pot have drainage holes and you are watering correctly.

Anyway, overwatering after repotting is the main cause here. Quite possible in combination with lack of light. Ficus should be kept outdoors in summer as long as temperature is above 10c.

Hole was Autocorrected to Hold in last post. I shuffle it indoor and outdoor when I water, usually every 2-3 days, but not a lot.

I do see extra moisture, will repotting with drier soil mix help?

You should be watering when it is dry not to a schedule. You have already re potted once so it would not be a good idea to do again, let it dry before watering again.

I still don't understand how you dare to have a drained pot direct on top of your furnitures without a tray. Moist will destroy the furniture or the drainage hole is blocked. Does water flow freely throu the drainage holes when watering?

Ok, will wait.. have kept it in open area.

Open area?? What do you mean?