Hello Kevin
Your Ficus ist located at a nice bright window over an heater, so it`s not recommended or you have to be careful with less watering !?
Another importand thing ist the light, in my Area and also in your Area the daylight duration is now around 9 hrs and it`s getting less the next 4 weeks.
So i repead what i have written to an asking member one week ago (same question) :
"At the wintertime the light is most important for your Ficus, you can keep it in the Room at 21 C but you need a very bright spot at a south, west or east-faced Window, sometimes its not enough and you need an extra growlight ?!
You can also located at a cooler spot , down to 10 C is possible and an growlight is not necessary.
I strored some Ficuses at 9-12 C at the window without an noticeable leaves fall, i strored some also around 20 C , some like it and some dont, without growlight some start with leaves fall around Christmas.
Dont forget .. less leaves means less watrering."