Hi, and welcome to the forum.
Yes. This would be a very bad idea.
Repotting & trimming roots is not the easiest thing to do. It can be done in summer (I know, I have done it often) but it does require you knowing what to do & how to care for it afterwards. As you do not have bonsai, you do not know how to care for plants in bonsai substrate making the risk too high.
You certainly seem to have bought a good plant to work with!